Topic 1
💸 Simple & Compound Interest
SI ka matlab straight growth, CI ka matlab interest-on-interest. Dono ka difference bahut important hai long term mein!
- SI = PRT/100 — linear growth
- CI = P(1 + r/n)^(nt) — exponential
- Nominal vs Effective rate
- Continuously compounded interest
Padho →
Topic 2
📅 Annuity & EMI
Har month ek fixed amount dena ya milna — yahi annuity hai. Home loan, car loan, insurance — sab annuity use karte hain!
- Ordinary annuity vs Annuity due
- Present Value & Future Value of annuity
- EMI formula — derivation aur use
- Sinking Fund — future expense ke liye saving
Padho →
Topic 3
📄 Bills of Exchange
Business credit transactions — jab buyer abhi pay nahi kar sakta toh bill of exchange use hota hai!
- Drawer, Drawee, Payee — definitions
- Bill value, Banker's discount
- True discount vs Banker's discount
- Banker's gain — worked examples
Padho →
Topic 4
🧾 GST — Goods & Services Tax
India ka new tax system — har goods/service par ek combined tax. CGST + SGST ya IGST!
- GST rates: 0%, 5%, 12%, 18%, 28%
- CGST, SGST, IGST — kab kya lagta hai
- Input Tax Credit (ITC)
- Invoice calculation — step by step
Padho →
Interactive Lab
🔬 Financial Maths Lab
CI vs SI growth curve, EMI amortization chart, annuity timeline — sab visually dekho aur samjho!
- Compound vs Simple interest live chart
- EMI calculator with month-by-month breakdown
- Annuity future value explorer
- GST calculator visual
Lab Karo →